Mortgage Co. of Santa Barbara
Direct Commercial Lender
We are a Private, Direct Commercial Lender on California Properties only.
Loan amounts of $300K to $3 million.
Simple, streamlined process. The loan committee is me, Carl Lindros.
Brokers are protected and welcome.
Fast. Loan closings in as fast as 1 week.
Creative. We are non-conforming loan specialists. We like to do the loans the bank should be doing, but isn't.
65% LTV (in some cases up to 70 % with a strong borrower )
All property types except owner - occupied residences
1 to 3 year terms, interest-only
No prepay penalties after 6 months
Up to 50% LTV on entitled commercial land *
For a Quick Response, Fill Out the Form Below or Call me at: 800-234-3274
Department of Real Estate License Number 01063944 Department of Real Estate Phone Number: 916-227-0864
* 40% LTV for unentitled land. No residential developer land loans.