Mortgage Co. of Santa Barbara

Direct Commercial Lender

Carl Lindrosloan committee of one

We are a Private, Direct Commercial Lender on California Properties only.


Loan amounts of $300K to $3 million.


Simple, streamlined process. The loan committee is me, Carl Lindros.


Brokers are protected and welcome.


Fast. Loan closings in as fast as 1 week.


Creative. We are non-conforming loan specialists. We like to do the loans the bank should be doing, but isn't.

65% LTV (in some cases up to 70 % with a strong borrower )


All property types except owner - occupied residences


1 to 3 year terms, interest-only


No prepay penalties after 6 months


Up to 50% LTV on entitled commercial land *

Santa Barbara

For a Quick Response, Fill Out the Form Below or Call me at: 800-234-3274

General Information
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Property Information
(To be used as collateral for the loan)
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Department of Real Estate License Number 01063944 Department of Real Estate Phone Number: 916-227-0864
* 40% LTV for unentitled land. No residential developer land loans.